
Being an aunt of 6 nieces and nephews leaves me with no shortage of stories from their childhood.
I remember one night my brother texted a picture of my nephew, who was at the time around 2-3 years old, sitting on their kitchen floor covered in jelly, while holding the jelly jar tightly.
The story went something like, “He is so obsessed with jelly that he waited until we weren’t watching, went and grabbed the jelly container, and scarfed down almost an entire jelly jar in a matter of minutes.” When caught in the moment, he knew he shouldn’t be doing what he was doing, yet because of his obsession with jelly, he continued to frantically devour the jelly while looking at my brother and sister-in-law as they snapped the picture.
I have had similar experiences with obsessing over something until I compulsively gave in. Only my situations looked very different than sitting shirtless on my kitchen floor while devouring a jar of jelly (now if it were a jar of peanut butter, that’d be a different story!). My experiences involve obsessing over something, to the point I compulsively dropped hundreds if not thousands of dollars in a matter of minutes, in order to subside that obsession. Example?
When I found out that I was going to become a school nurse, I knew that I would need new scrubs and a new pair of shoes since I only owned one color of scrubs, and worn out shoes from my hospital jobs. I decided to get 1 or 2 pair of converse shoes , and 2-3 solid color undershirts that would match any of my new pediatric scrubs. But while at the store, O.C.D. kicked in.
I began obsessing over things like: Will these patterns, textures, and colors match? What if I get one dirty, should I go ahead and get multiple? What if this shirt feels different than the scrub material? What if…What if…What if…
What initially started out as being 1-2 pair of converse, and 2-3 undershirts turned into (literally) 10+ pair of converse shoes, and roughly 10-15 undershirts (some in the exact same colors). I remember taking a picture of all of the converse shoes in a row, and all of the exact same t-shirt in a row, and thinking “I have a problem. I didn’t want to do this. I feel guilty about this. I don’t need all of these. But I couldn’t stop”. My bank account suffered. Which only added to the guilt.
I could provide countless examples of moments like this, where my bank account went from thousands of dollars, to literally less than $100 in a matter of 24 hours. What sounds crazy to the normal brain, is just another day in the life of living with O.C.D. for some of us. And although O.C.D. affects many areas of my life outside of finances, I want to specifically discuss financial burdens in this post.
Chances are, I’m not the only one whose bank account has suffered because of compulsive, obsessive, or even impulsive spending decisions. This can effect people who do not suffer from O.C.D. as well. Don’t believe me? See if you relate to any of these thoughts: I know I can’t afford this, but I can’t stand that the house isn’t fully decorated yet so I’m just going to buy everything all at once so that it’s completely finished. I’ll fix these cars up one day, so I can’t let this opportunity to purchase another classic car pass by. These video games might be a collectors item one day, so I should buy them all now.
See my point? So many of us suffer financially because of obsessive, compulsive thinking and behaviors. That being said, I want to offer four “life lines” to consider when tempted to act on these obsessions or compulsions. Because, though I may not be able to “cure” my O.C.D. mind, I most definitely can train myself how to respond to its influence in my life. And so can you!
Life Line #1- Pray
I’ve always heard the saying, “It’s hard to stay mad at someone once you begin praying for them”. Brilliant, and so true! I believe the same reasoning can be applied with our temptation to carelessly or obsessively blow through money. It’s much harder to be a poor steward of what we’ve been given, when we are continuously in prayer to not only praise God for our blessings, but also to ask Him to protect our management over our blessings. Try praying the day before each pay check, on the way to the store, as you open up that online shop, or before pulling that cash out. See how God works in your ability to steward well even through compulsive, obsessive behaviors.
Life Line #2-Phone a Friend
If you truly are in need of something—clothes, shoes, house hold items, a gift, etc—invite a close friend in to the buying process. Tell them how much you can afford to spend, what you need, and what you must avoid. Allow them to hold you accountable. Allow them to shop with you. Allow them to budget with you. Don’t face purchasing decisions alone until you are fully controlled enough to make stable decisions with your money.
Life Line #3-Cash
Wait? How is cash a life line to overcoming your compulsion to obsessively blow through money? Letting go of tangible cash is far more emotional than swiping an invisible amount on a card. While listening to Dave Ramsey, I really took to his envelope system for this very reason! Feel the sting when handing your cash over the counter. I assure you, that sting will heal much quicker than the sting of later pulling open your bank account after compulsively spending from your card. This simple life line will shift your mental value off of the item you are obsessing over, and onto the value of stewarding your money well.
Life Line #4-Tag a Friend
When I go on vacation, I allow only my most trusted family/friends to step in and care for my sweet puppy, Myla. I know they will protect her, care for her, and most importantly, give her back when I return. Believe it or not, we can view our money in the same way. If you can’t trust yourself with that card in your wallet, or that cash in your purse/account, rely on those you CAN trust with your money. Ask your bank to freeze your card temporarily, move that money into an account meant for increasing over time with interest, ask your spouse or parent or sibling to hold on to that cash or card temporarily. These seem extreme. But then again, blowing through hundreds if not thousands of dollars due to the inability to control your obsessions/compulsions/impulsive desires, also seems extreme. Which extreme would you rather experience?
In my next post, I will provide you with some great tools to help secure your account from the sting of O.C.D.. There’s no quick solution. Implementing self control when it comes to financial decisions, especially when living with a mental disorder that leads to unwanted obsessions/compulsions, takes surrendering to a greater Power, and choosing discipline over convenience. The road to financial freedom and security won’t be easy, but it sure will be worth it!
“Honor the Lord
Proverbs 3:9 (ESV)
with your wealth”
“For where your treasure is, there your heart will be also.”
Matthew 6:21 (ESV)
“Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.”
Hebrews 13:5 (ESV)








